An Analysis of Non Performing Assets (NPA) on Punjab National Bank

Abstract

The banking industry plays a very efficient role in the Indian economy. Handling and measuring the quality of assets in banks is very important for the growth and development of the banking sector. Nowadays it has been seen that the asset quality in the banks, specially the public sector banks is deteriorating constantly and thus causing stress to the banking sector. NPAs are the loans which are given by the Indian banks and the financial institutions where interests remain overdue for a relatively long time. The main aim and objective of this research is to analyze the sources and deployment of funds of Punjab National Bank and to examine the trend of NPAs in Punjab National Bank with the help of secondary data collected from the Annual Reports and the Financial Statements of Punjab National Bank for the last five years.